FAQs

This is unsecured funding, the financial institution only needs to analyze the financials of the firm. There is no question of property – it’s legal and valuation. So the turnaround time can be as low as one day, to process the whole proposal.

The applicant must be between 21 years to 65 years of age. The business must have a Minimal Annual Income (ITR) of Rs. 2 lakhs per annum.

Graduate/Postgraduate/Diploma courses in professional education from recognised and accredited institutes in India and overseas.

A home loan is a financial product provided by lending institutions that allow individuals to borrow money to purchase a house. The borrower agrees to pay back the loan over a set period, typically up to 30 years, through monthly payments that include both principal and interest.

Once you submit your application form and supporting documents and if everything is in order, we shall give approval immediately. All loan approvals are at the sole discretion of the bank branch head.

Our tenure are flexible for Construction Equipment Loan customers.

Indian citizens must be 16 to 35 years of age with a good academic record and should have completed 10+2 or diploma. If the applicant is enrolled in a recognised institute in India or overseas, loans are sanctioned based on pre-admission, entrance exam scores, 12th/HSC results or confirmed admissions.

The average tenure is flexible, and depends on your specific requirements.

You can fill up the online application form for a business loan. Submit all the relevant documents to complete the process. You may also visit the bank and apply for a business loan directly.

The factors that can affect a Personal Loan EMI are the loan amount, interest rate, and the repayment tenure. Higher loan amounts or higher interest rates will result in higher EMIs. Whereas when it comes to the repayment term, the longer the tenure, lower will be the EMI, but you end up paying more interest.

We offer affordable rates of interest, depending on various factors.

There are maximum or minimum commercial vehicle loan amounts. It all depends on several factors like the vehicle cost, your eligibility, and so on.

There are different types of home loans available in the market. However, at Godrej Capital, we provide:

Home loans for ready-to-move-in, under-construction, and resale homes
Balance transfer (shifting of loans from a different financier to Godrej Capital, resulting in savings for the customers)
Top-up on existing home loans for renovation or home improvement
Plot loan to purchase a land or a plot

The maximum amount that you can borrow as a home loan can reach up to 90% of your market value of the property you wish to purchase.

The financing amount is flexible, and depends on how much you pay as your down payment, and the cost of the two wheeler.

It depends on several factors such as Vehicle Cost, Customer's eligibility who is applying for loan, etc

You can approach banks like ICICI, HDFC, Lendingkart, IDFC, Bajaj and other financial institutions for business loans.

Based on the customer's profile, we guide for the hassle free and fast loan serving experience. In general, we usually require a loan applicant , co- applicant and a guarantor.

Our tenures are flexible for commercial vehicle loan customers.

You can mortgage residential property for availing loan against property. However, the property should be free from any charge, i.e. there should be no other loan running on the property offered as a security for LAP.

Yes, you can get a ₹30 Lakh Personal Loan from SS Finance with competitive interest rates, flexible repayment tenure, and fast approvals.

Our tenure are flexible for Car Loan customers

Anyone who possesses gold jewelry can avail the loan though Minors are not eligible. To obtain the loan you need to submit your gold jewellery (within a karat range of 18 to 24 k) at any of our associated bank branches. The loan amount that is sanctioned will be based on the gold valuation by our auditor which involves verification of its purity, it weight and market rate of gold on that day in that city.

It depends on several factors such as Vehicle Cost, Customer's eligibility who is applying for loan, etc.

You can avail up to 50% of the property value as LAP. However, the amount will depend on the property type and other checks.

Yes, you can pre-pay your two-wheeler loan, subject to the payment of requisite charges and formalities for the same.

We have reasonable rates of interest, depending on various factors.