Loan for proffesional to Build, grow, and expand your practice without any worry

For working professionals like Chartered Accountants, Architects, Engineers, Valuers, Management / Financial Consultants, Company Secretaries, Doctors, Cost Accountants, etc., professional loans are personalised credit offerings.

The ability to obtain loans for working professionals who are establishing their practises is one of the special advantages of these loans. The procedure is simple, approval occurs quickly, and disbursal also happens quickly.

These loans are specialised and designed to meet the unique business requirements of several groups of salaried or self-employed individuals. We further assist non-individuals and salaried people in obtaining loans.

A professional loan can also assist a self-employed professional in times of need to get beyond a cash flow problem. Government Banks, Private Banks, and NBFCs provide expert.

Features of SS Finance Loan For Professionals

What We Offers

Funding amount starting from 25 Lacs to 15 Cr.
Interest rates start at 10.5% PA (Subject to Financial Evaluations).
Swift Turn Around Time.
End-to-end Execution.
Smooth Processing.

Types of Professional Loan

Doctors Loan
Medical Equipments
Loan for CA/CS
Loan for Architect

Eligibility Criteria for Loan For Professionals

For Professional Loan Application

Professionals in any discipline:

Should possess a professional degree (recognized university).
Minimum ITR - taxable income of Rs. 2.5 lakhs.
Minimum experience of 3 years in their respective fields. In case of CA/CS/ ICWA 3 years from the date of certificate of practice.
Minimum CIBIL score of 720.
Minimum age – 21 years.
Maximum age - 65 years at the time of maturity of loan.

Documents Required for Loan For Professionals

List of Documents Required

For Self-Employed Professionals:

PAN Card/Aadhaar Card/Driving License/Voter ID/Passport.
Residence Address Proof: Electricity Bill / Rent Agreement / Passport.
Business Address Proof: Electricity Bill / Rent Agreement.
For Doctors: Doctor’s Prescription Letter.
For CA/ CS: Firm / Member Card.

For Firm / Company:

Business Address Proof and Other Applicable Registrations.
Proprietor/Partner/Director: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport.
Residence Address Proof: Electricity Bill/Rent Agreement/Passport.

Frequently Asked Questions (FAQs) for Loan For Professionals

This is unsecured funding, the financial institution only needs to analyze the financials of the firm. There is no question of property – it’s legal and valuation. So the turnaround time can be as low as one day, to process the whole proposal.